Tailored Solutions

Professional Director & Indemnity

Professional Liability insurance is an essential component of risk management for businesses providing professional services. It can provide you, your company and your executives with cover against legal liability in connection to your services rendered, the threat of litigation and any potential damage or settlements. It allows you to operate confidently and securely, with the knowledge that your professional liability exposures are covered.

  • Professional Indemnity Insurance helps protect professionals against legal liability for breach of professional duty in the conduct of their professional business practice.
  • Directors and Officers Liability Insurance helps protect company directors and officers for their personal legal liability for their wrongful acts commiteed in their capacity as company directors or officers.

Marine Trade Insurance

In the dynamic world of shipping trades, there are unimaginable risks lurking around that may disrupt your business. For over a century, clients have entrusted us and have relied on our expertise and accumulated wealth of experience to help identify and manage these uncertainties through product leadership and product innovation.

At Premier Global Advisors, we have the most comprehensive list of marine insurance coverage available and these are broadly classified into the following classes (with its various sub-classes):

  • Marine Cargo
  • Marine Project Cargo and Delay in Start up (DSU)
  • Marine Hull
  • Shipbuilder’s risk
  • Pleasure Craft
  • Fixed Premium Protection & Indemnity
  • Marine Liability

Private Placement Life Insurance (PPLI)

A form of life insurance that has policy value linked to the performance of one or more investment accounts within the policy.

Uniquely PPLI combines the simple administration, tax efficiency and confidentiality of an insurance policy with superior investment flexibility and high capacity limits, thus making it an attractive financial and estate planning tool for sophisticated, HNW clients.

Key Person Insurance

Key Person Insurance provides financial protection for a business against the loss of an individual who is critical to its operations, such as an owner, founder or senior executive. The company takes out the policy, pays the premiums and receives the benefit if the insured key person passes away or, where applicable, becomes unable to work.

 

The proceeds can help the business manage the financial impact of their loss, including covering replacement and recruitment costs, outstanding financial obligations and maintaining business continuity.

Product Liability Insurance

Key Person Insurance provides financial protection for a business against the loss of an individual who is critical to its operations, such as an owner, founder or senior executive. The company takes out the policy, pays the premiums and receives the benefit if the insured key person passes away or, where applicable, becomes unable to work.

The proceeds can help the business manage the financial impact of their loss, including covering replacement and recruitment costs, outstanding financial obligations and maintaining business continuity.

Whole Life Insurance

Whole Life Insurance provides lifelong protection while also offering the potential to build cash value over time. Unlike term insurance, which provides coverage for a specific period, whole life insurance is designed to remain in force throughout your lifetime, subject to the policy terms and conditions.

Depending on the policy, you may receive a payout upon death or terminal illness, while participating policies may also provide non-guaranteed bonuses and cash value accumulation.

Whole Life Insurance may be suitable for individuals looking for long-term financial protection, legacy planning or a combination of protection and savings. As premiums, benefits and policy features vary, it is important to choose a plan that aligns with your financial goals and needs.