Travel Insurance

As families increasingly travel internationally annual global travel insurance is a necessity for the peace of mind that comes with having insurance in an emergency and ensures no break in cover for unexpected trips.

A good travel insurance policy not only covers medical costs abroad but also compensation for flight delay, lost or damaged luggage, loss of cash or travel documents and third-party liability to name just some of the main benefits.

Remember once you board the plane it is generally too late to obtain cover!

Universal life Insurance

A flexible permanent life insurance with combined benefits of guaranteed protection and cash accumulation which is invested to provide a tax-deferred cash value buildup.

The premiums are broken down by the insurer into insurance and savings, allowing the policy owner to make adjustments based on their individual circumstances.

Private Placement Life Insurance (PPLI)

A form of life insurance that has policy value linked to the performance of one or more investment accounts within the policy.

Uniquely PPLI combines the simple administration, tax efficiency and confidentiality of an insurance policy with superior investment flexibility and high capacity limits, thus making it an attractive financial and estate planning tool for sophisticated, HNW clients.